Website Terms and Conditions

By accessing this website, you are agreeing to be bound by these Website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this website. The materials contained in this website are protected by applicable copyright and trademark law.

1. Permission is granted to temporarily download one copy of the materials (information or software) on the National Benefits Association website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
   1. modify or copy the materials;
   2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
   3. attempt to decompile or reverse engineer any software contained on National Benefits Association's website;
   4. remove any copyright or other proprietary notations from the materials; or
   5. transfer the materials to another person or 'mirror' the materials on any other server.
2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by National Benefits Association at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

The materials on National Benefits Association's website are provided 'as is'. National Benefits Association makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, National Benefits Association does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet website or otherwise relating to such materials or on any websites linked to this site.

In no event shall National Benefits Association or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on National Benefits Association's Internet website, even if National Benefits Association and/or National Benefits Association authorized representatives have been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

The materials appearing on National Benefits Association's website could include technical, typographical, or photographic errors. National Benefits Association does not warrant that any of the materials on its website are accurate, complete, or current. National Benefits Association may make changes to the materials contained on its website at any time without notice. National Benefits Association does not, however, make any commitment to update the materials.

National Benefits Association has not reviewed all of the websites linked to its Internet web site and is not responsible for the contents of any such linked website. The inclusion of any link does not imply endorsement by National Benefits Association of the website. Use of any such linked website is at the user's own risk.

National Benefits Association may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Website Terms and Conditions of Use.

Any claim relating to National Benefits Association's website shall be governed by the laws of the State of Texas without regard to its conflict of law provisions.